• info@uc-cu.org
  • 973-375-9182

Fee Schedule

Effective as of January 1st, 2023

Fee Schedule

Account Reconciliation (per hour)

$35.00

Account Research (per hour)

$45.00

Account Verification

$15.00

ACH/ATM/Debit Overdraft Fee

$30.00

ACH Origination Fee(1 time set-up)

$2.00

Administrative State Remittance Fee

$50.00

ATM Transaction (First 4 free)

$2.00

Cancel Written Loan

$30.00

Cashier's/Bank Check (Payable to someone other than member)

$5.00

Check Copy (Up to 1 year)

$5.00

Check Copy (Over 1 year)

$10.00

Chex System Reporting Fee

$25.00

Close an account open less than 6 months

$25.00

Club Account Early Withdrawal

$15.00

Courtesy Pay Fee

$15.00

Debit/Credit Card Replacement Fee

$20.00

Dormant Account Fee (monthly)

$10.00

Express Delivery/Expedited Mailing Fee

Varies by vendor

Liens and Levies

$75.00

Loan Doc Prep Fee Consumer Loan

$69.00

Loan Late Payment Fee (consumer loans)

$25.00 or 10% of payment amount (greater of amount)

*Loan Processing Fee (if closed_Doc prep_fee $44.00)

$25.00

Money Order (Per item)

$1.75

Mortgage Application Fee

$375.00 plus other application fees

Mortgage Underwriting Fee

$150.00

Outgoing Domestic Wire Fee

$25.00

Paper Statement Fee (free e-statement)

$3.00

Returned Check Fee

$30.00

Returned Mail Fee

$5.00

Rewrite Loan (borrower error)

$30.00

Statement Copy/Account History

$5.00

Stop Payment Fee

$25.00

Transfer Fee

$7.00

Telephone Inquire Fee

$3.00

Verification of Deposit or Loan

$20.00