• info@uc-cu.org
  • 973-375-9182

Business Loans

WELCOME TO OUR NEW BUSINESS LOAN ONLINE CENTER
UCCU is a member of cuBIZloan, a collaboration of credit unions that process business and commercial loans. Get your loan pre-screened in three easy steps!
If you need assistance or have any question regarding our Business Loan Programs, please call 609-362-3263 to speak to a lending team representative.

COMMERCIAL LENDING

Business owners, investors, associations and municipalities will find a trusted lending partner with loan decisions made locally. Our goal is to quickly and efficiently generate a loan decision. Send your next loan opportunity and find out why working with local credit unions makes sense for all your business financial needs.

Business Loans
COMMERCIAL MORTGAGES
  • Purchase or refinance commercial real estate
  • Competitive Rates
  • Variety of Terms
  • Conventional or SBA
  • Up to 80% LTV, cash out options
  • No early termination penalties
COMMERCIAL REAL ESTATE SECURED LINES OF CREDIT
  • Financial flexibility for purchases
  • Covers cash flow needs
  • Competitive rates
  • Multiple pay back term options
  • No early term penalties
  • Construction Loans
  • Multiple disbursements
  • Simple access to funds
  • Add a level financing option
  • Land acquisition financing
TERM LOANS
  • Purchase equipment
  • Finance assets
  • Acquisitions
  • Purchase vehicles
  • Funds available for various business needs
  • Fund business growth or expansion
  • Secured and unsecured options
  • Fixed or variable interest
  • Repayments based on a predetermined schedule
  • Variety of terms available
  • Set up automatic payments through your credit union business checking account
LINES OF CREDIT – WORKING CAPITAL
  • Working capital
  • Funding payroll
  • Purchasing supplies
  • Business emergency
  • Seasonal inventory purchase
  • Bridging the gap between accounts receivable and accounts payable