• info@uc-cu.org
  • 973-375-9182

Student Loans

No origination fee and no prepayment penalty*. Borrow up to 100% of all your school-certified expenses for the entire year like tuition, fees, books, housing, meals, travel and even a lap-top**:

  • In Partnership with Sallie Mae
  • Multiple repayment options
  • Competitive variable and fixed interest rates

*Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note.  First to unpaid fees and costs, then to unpaid interest, and then to current principal.

**Loan amount cannot exceed the cost of attendance less financial aid received as certified by the school.  Sallie Mae reserves the right to approve a lower amount than the school-certified amount.  Miscellaneous personal expenses (such as a lap-top) may be included in the cost of attendance for students enrolled at least half time.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE.