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Secured Savings Loans

Borrow against your savings or certificate of deposit while earning competitive dividends! A great way to build credit and still maintain and earn interest on your savings. Borrow against your savings or Share Certificate while earning competitive dividends. A great way to maintain your savings account balance while paying back your loan. Also helps to build or re-establish good credit:

  • Typically, lower rates than unsecured loans due to collateral backing
  • Borrow up to 90% of the savings or certificate of deposit balance
  • Funds remain intact and incur dividends, thus reducing the actual cost of your loan
  • Helps establish or re-establish credit
  • Portion of share balance not secured by the loan is available for withdrawal
  • No credit report is pulled
Secured Savings Loans