UCCU is approved by the State of New Jersey to offer its Credit Union membership and services to residents and their immediate family who live, work or worship in the following communities:
- East Orange
- Irvington
- Maplewood
- Newark
- Orange
- South Orange
Immediate family is defined as a spouse, child, sibling, parent, grandparent or grandchild. For the purposes of this definition, immediate family member also includes stepparents, stepchildren and adoptive relationships.
Once a member always a member. Just because you retired or stopped working does not mean that you must close your account. All of our services are still available to you!
Because we are a Member-Owned, Not For Profit Financial Cooperative, UCCU focuses first and foremost on its members’ financial well-being and the ability to serve their needs.
WE’RE NOT A BANK…
…we’re a Credit Union, and we’re opened to all members of your community. As an active or retired employee of your school district, all of our membership services are available to you and your family! 
BROAD RANGE OF ACCOUNTS
We provide a broad range of personal banking options: checking, savings, CDs, IRAs, retirement accounts, club accounts and youth accounts. Call us today to find out how we can help you manage your finances! 
LOANS FOR ALL YOUR NEEDS
Our variety of loans can apply to purchase your new home, replace your old car, consolidate your debts or even helping you going away on a dream vacation! Our loan options will cover any eventuality. 
MEMBERSHIP SERVICES
Our organization is owned by our members, not shareholders. Our Member Services are at your disposal including secure online banking access, automated payment options, credit card issuing and check replacements.