Borrow against your savings or certificate of deposit while earning competitive dividends! A great way to build credit and still maintain and earn interest on your savings. Borrow against your savings or Share Certificate while earning competitive dividends. A great way to maintain your savings account balance while paying back your loan. Also helps to build or re-establish good credit:
- Typically, lower rates than unsecured loans due to collateral backing
- Borrow up to 90% of the savings or certificate of deposit balance
- Funds remain intact and incur dividends, thus reducing the actual cost of your loan
- Helps establish or re-establish credit
- Portion of share balance not secured by the loan is available for withdrawal
- No credit report is pulled
