• info@uc-cu.org
  • 973-375-9182

Share Savings

Every member of the United Cities Credit Union is required to maintain a share savings account so they can become part owner (Shareholder) in the credit union. A share savings account grants you membership, and access to all other products and services offered.  As a member, you earn interest on your account if you maintain the minimum $50.00* balance that is required for your membership:

  • A minimum balance of $50 must be maintained in the account at all times
  • Deposits can be made by payroll deduction, direct deposit, in person or by mail
  • Dividends paid quarterly

*Interest is earned on all balances above $50.00

Account

Rate

APY

Terms

Member Savings

0.03%

0.03%

No minimum balance

Christmas Club

0.03%

0.03%

No minimum balance

Vacation Club

0.03%

0.03%

No minimum balance