Every member of the United Cities Credit Union is required to maintain a share savings account so they can become part owner (Shareholder) in the credit union. A share savings account grants you membership, and access to all other products and services offered. As a member, you earn interest on your account if you maintain the minimum $50.00* balance that is required for your membership:
- A minimum balance of $50 must be maintained in the account at all times
- Deposits can be made by payroll deduction, direct deposit, in person or by mail
- Dividends paid quarterly
*Interest is earned on all balances above $50.00
Account | Rate | APY | Terms |
Member Savings | 0.03% | 0.03% | No minimum balance |
Christmas Club | 0.03% | 0.03% | No minimum balance |
Vacation Club | 0.03% | 0.03% | No minimum balance |