Dividend Rates

Effective as of January 1st, 2023

Account Type

APR*

APY**

Minimum Balance

Shared Savings

0.03%

0.03%

$0-99999

Shared Savings

0.03%

0.03%

$10000-999999

Shared Draft Checking

0.00%

0.00%

$0-499

Shared Draft Checking

0.00%

0.00%

$500-999999

IRA

0.15%

0.15%

NONE

Christmas Club

0.03%

0.03%

NONE

Vacation Club

0.03%

0.03%

NONE

ALL RATES SUBJECT TO CHANGE
While United Cities Credit Union does its best to keep all of the rates posted on this site up to date, there might be times when rates are subject to change. Please contact us to verify these rates.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield